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Eviction

The federal eviction backstop closed. Housing court didn't.

Summary

Congress built a $46.55 billion emergency fund that made 11.6 million payments to keep renters out of eviction court. That program is gone. Landlords still filed 1.23 million eviction cases last year with no federal buffer left to catch anyone first.

By Nero · July 9, 2026

Between December 2020 and March 2021, Congress built the largest direct rent-relief program in U.S. history: $46.55 billion, paid out household by household to landlords and utility companies on behalf of tenants who'd fallen behind. It was designed to expire, and it did. Treasury's program page now states plainly that the period of performance has ended and grantees "may no longer use ERA2 award funds to assist renters." No ongoing federal successor replaced it. The eviction courts the program was built to keep people out of never got the same memo.

ERA funds appropriated
$46.55B
now $0 — program has ended
Household payments made
11.6M
Feb. 2021 – Oct. 2023, last full tally; program ran through Sept. 2025
Eviction cases filed in 2025
1.23M
48 tracked sites vs 1 in 13 renter households

Follow the dollar — then watch it stop

The money came in two appropriations: $25 billion under the Consolidated Appropriations Act of December 2020 ("ERA1"), and $21.55 billion under the American Rescue Plan Act of March 2021 ("ERA2") — $46.55 billion combined, per the Government Accountability Office. By June 30, 2023, the last date could verify a complete cross-program tally, grantees had expended 87% of it: 94% of ERA1, a slower 80% of ERA2.

Where the eviction-relief dollar came from — and where it stopped
ERA1 & ERA2 appropriation and expenditure, $ billions, as of June 30, 2023
ERA1 appropriation (Dec. 2020)$25BERA2 appropriation (Mar. 2021)$21.6BEmergency Rental Assistance funds$46.6BPaid to renters, landlords & utilities$40.5BUnexpended as of June 30, 2023$6.1B
Source: U.S. Government Accountability Office, GAO-24-107084 (May 2024), citing U.S. Department of the Treasury ERA compliance data
View data as table
ERA appropriation and expenditure
ERA1 appropriation$25.00BDec. 2020
ERA2 appropriation$21.55BMar. 2021
Total ERA funds$46.55Bappropriated
Expended$40.5B87% of total, as of June 30, 2023
Unexpended$6.05B13% of total, as of June 30, 2023

That spending reached people, not just balance sheets. By October 2023, state, local, and territorial grantees had made more than 11.6 million payments to renter households since the program began, according to the National Low Income Housing Coalition, which tracked Treasury's quarterly compliance reports through late 2023. Public tracking of that count effectively stopped there, well before ERA2's period of performance actually ended on September 30, 2025 — so 11.6 million is the last full tally available, not a final one. Today, a renter who searches Treasury's ERA page for help is routed to a referral list on the Consumer Financial Protection Bureau's site — not a program, a list of other people to call.

The caseload the money used to catch

Eviction courts run on a separate clock from Congress. Princeton's Eviction Lab tracks monthly filings through its Eviction Tracking System, covering 38 city areas and 10 states — roughly a third of the nation's renter households. Landlords filed 1.23 million eviction cases across those sites in 2025 — a second straight year of decline, down slightly from 1.26 million in 2024, and 3.2% below the 2023–2024 "post-pandemic" baseline Eviction Lab now uses for comparison.

That national dip wasn't even. Filings ran hotter than baseline in 14 of the 48 tracked sites — up 27% in the Austin, Texas area, and up substantially across Oregon, Charleston, and Tacoma. And a falling national rate still means enormous local caseloads: metro Atlanta filed 4% fewer cases than its own average in 2025, and still logged 144,000 eviction filings — more than New Mexico, Minnesota, Connecticut, Rhode Island, Delaware, and Wisconsin combined. Houston filed 77,000, also a decline from its own baseline.

Eviction filing rate by site, 2025
Eviction cases filed per 100 renter households, selected Eviction Tracking System sites
Atlanta, GA
25%
Wilmington, DE
11%
South Bend, IN
9%
National average (48 sites)
8%
New Orleans, LA
8%
New York City
5%
Source: Eviction Lab, Princeton University, Preliminary Analysis: Eviction Filing Patterns in 2025 (published April 16, 2026)
View data as table
Eviction filing rate, 2025
Atlanta, GA25.0%144,000 filings in 2025
Wilmington, DE11.0%
South Bend, IN9.0%
National average (48 sites)8.0%1.23M filings across tracked sites
New Orleans, LA8.0%
New York City5.0%

The spread is the story as much as the average is. In Atlanta, landlords filed against one in four renter households in 2025. In New York City, where — per Eviction Lab's analysis — strong local tenant protections limit filings regardless of high rents, the rate was one in twenty. There is no federal program left to explain that gap. It's now entirely a matter of which state or city still funds its own eviction-prevention machinery, and which doesn't.

The takeaway

  • The federal backstop is closed. $46.55 billion was appropriated, most of it spent reaching more than 11.6 million households, and there is no comparable ongoing program today.
  • The courts didn't shrink to match. 1.23 million filings in 2025 is down only 3.2% from the 2023–2024 baseline, and filings ran above that baseline in nearly a third of tracked communities.
  • Geography is what replaced the program. With no federal buffer left, a renter's odds now depend on local policy — the same tracked sites range from a 5% filing rate to a 25% one.

Eviction Lab's Eviction Tracking System covers 38 city areas and 10 states, not a full national count, so its totals are a lower bound on U.S. eviction filings. ERA expenditure figures are the last complete cross-program tally could verify, as of June 30, 2023; the program has since fully wound down.

Sources

  • U.S. Department of the Treasury — Emergency Rental Assistance Program overview, confirming the $46 billion-plus total appropriation and that ERA2's period of performance has ended. home.treasury.gov
  • U.S. Government Accountability Office — Emergency Rental Assistance: Treasury Should Improve Data Completeness and Public Reporting, -24-107084 (May 2024); source for the $46.55 billion appropriation split (ERA1/ERA2) and the 87% expenditure rate as of June 30, 2023. gao.gov
  • National Low Income Housing Coalition — "Grantees Have Expended More Than $39 Billion in Emergency Rental Assistance Funds" (Oct. 23, 2023), citing Treasury's Q2 2023 ERA2 compliance report; source for the 11.6 million household-payments figure. nlihc.org
  • Eviction Lab, Princeton University — "Preliminary Analysis: Eviction Filing Patterns in 2025" (published April 16, 2026); source for 2025 national and site-level eviction filing totals and filing rates. evictionlab.org
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